• Savings Account
• Christmas Club Account
• Deposit Rates

Savings Account

• $50.00 minimum to open
• $50.00 minimum to avoid service charge
• Quarterly statements
• Minimum balance of $50.00 must be maintained to obtain the disclosed APY
• Transfers from a Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties
• An excess withdrawal fee of $1.00 will be charged for each withdrawal in excess of five during a month

Christmas Club Account

• Interest will be credited at the end of the club term and all 50 coupons must be paid by the final date to receive interest payments
• Must have 25 or more coupons paid by final date to avoid a $5.00 handling charge
• No transactions from this account to another account
• Withdrawals during the club term are not permitted
• Amount required to open depends upon the type of club selected

Deposit Account Disclosures

*If you close your account before interest is credited, you will not receive the accrued interest.
*Your interest rate and APY may change at our discretion at any time.
*Interest is compounded daily and credited the last day of each statement cycle.