First National Bank in Georgetown

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217-662-2265

The First National Bank in Georgetown is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Certificates of Deposit Rates Effective as of July 1, 2010
Term	Min. Balance to Obtain APY	APY*	Interest Rate
7-30 Days	$20,000.00	.50%	.50%
3 Months	$1,000.00	.80%	.80%
6 Months	$1,000.00	1.00%	1.00%
12 Months	$1,000.00	1.10%	1.10%
	$20,000.00	1.21%	1.20%
18 Months	$1,000.00	1.26%	1.25%
24 Months	$1,000.00	1.61%	1.60%
	$20,000.00	1.71%	1.70%
30 Months	$1,000.00	1.61%	1.60%
36 Months	$1,000.00	2.02%	2.00%
	$20,000.00	2.12%	2.10%
48 Months	$1,000.00	2.02%	2.00%
	$20,000.00	2.12%	2.10%
60 Months	$1,000.00	2.17%	2.15%
	$20,000.00	2.27%	2.25%


*APY = Annual Percentage Yield IRA Certificate of Deposit rates are .25% over the CD rates listed above for the same term. There is a substantial penalty for early withdrawal of a CD. Fees may be imposed on checking accounts which reduce the earnings. First National Bank in Georgetown reserves the right to limit deposits. Please ask a member of our staff for a complete disclosure of the accounts we offer (217) 662-2166. Thank you for your business.

Deposit Account Rates Effective as of July 1, 2010
Account Type	Min. Balance to Obtain APY	APY*	Interest Rate
Savings Account	$50.00	0.50%	0.50%
NOW Account	$750.00	0.50%	0.50%
Super NOW Account	$2,500.00	0.70%	0.70%
First Choice Tier 1	$5,000.00	0.60%	0.60%
First Choice Tier 2	$10,000.00	0.75%	0.75%
First Choice Tier 3	$20,000.00	0.90%	0.90%
MM Limited Tier 1	$2,500.00	0.75%	0.75%
MM Limited Tier 2	$25,000.00	1.00%	1.00%
*APY = Annual Percentage Yield Fees may reduce earnings. Interest rates on checking and savings accounts are variable, and may change at any time. Rates are effective as of the date shown above. First National Bank in Georgetown reserves the right to limit deposits. Please ask a member of our staff for a complete disclosure of the accounts we offer (217) 662-2166. Thank you for your business.

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	First National Bank in Georgetown • 111 South Main Street • Georgetown, IL 61846 • Ph: 217.662.2166 • Fax: 217.662.8920

Member FDIC

FIRST NATIONAL BANK IN GEORGETOWN

Equal Housing Lender

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